Howard DeRias & Terah Naumchik
Call or Text: 609.878.7773
Serving Southern New Jersey
How Would You Like to Get Money Back When You Buy Your Next
New Jersey Home?
Per the Department of Justice, Buyer Rebates are 100% LEGAL
in the State of New Jersey!
Read What the Department of Justice Has to Say About
Home Buyer Rebates! Commission rebates are applied directly at closing as a credit or check at closing. It’s simple, according to the DOJ:
“Rebates make buying a home less expensive.”
Everyone Qualifies!
Get Your NJ Home
Buyer's Rebate!
​
Fill out this information to request your free,
no-obligation buyer consultation appointment
Thanks for submitting, we will be in touch with you within the next 24-48 hours.
For a quicker response please text us at 609.878.7773
Our Home Buyers Get Buyer's Rebates
Look At What You Could Get Back When Buying Your Next Home!
Rebates can be subject to State & Federal Income Tax. Buyers should consult with their tax professional concerning implications of receiving the rebate. In NJ, all real estate commissions are negotiable.
We Believe In Giving Back To Our Buyers, So We Offer Our Buyers a Buyer's Rebate, That Means You Get a CHECK or CREDIT at Closing.
We know how important every dollar is to a home buyer. This had us considering what we can do to help our
home buyers reduce their costs in the home buying process. Quite frankly we found the most effective way for
us to help is by utilizing a little known and even less used NJ state law that allows us to
rebate a portion of our commission to our buyers.
​
So What Do We Give Back To Our Buyers?
​
Purchase a home up to $1millon and receive $500 Rebate per
$100,000 of the final purchase price!
Purchase a home $1millon & up, and receive $1000 Rebate per
$100,000 of the final purchase price!
​
Hence, if you purchase a home for $325,000, we give you
$1500 at closing.
If you purchase a home for $750,000, we give you back $3500!
If you buy a home for $1.1M, we give you $11,000!!
​
​​​
Note, do not confuse offering a rebate with level of service. All of our Buyers receive the same high level service they expect from their real estate professional, regardless of the rebate amount.
​
How do we justify giving you a Buyer's Rebate?
It's like getting paid a referral fee for finding us on the internet.
We don't like spending the majority of our time trying to find and attract new clients. We love doing what we do best, showing homes and negotiating deals.
​
So, instead of the traditional marketing & networking that most real estate agents spend their time and money on, we decided to just give our clients a really good deal. In turn, that good deal continues to attract new business.
In leu of spending money on billboards, newspaper, radio ads, etcetera, we give that money to our buyers in the form of a rebate. We consider it a different type of marketing expense. In business lingo it's called customer acquisition costs.
Most agents pay referral fees of 25% to 45% to fellow agents or relocation companies to get business. We give those fees directly to our clients.
In short, you find us on the internet, use us as your Buyer's agents and we'll share half of our commission with you.
Ultimately, we believe that in sharing our commission with our clients because it can help make their home buying experience better by making it just a little more affordable. By giving our clients a really good deal, we strive to build a long lasting relationship where they will recommend us to all their friends, family and co-workers.
​
So, what do you need to do to get your buyer's rebate? It is easy:
Steps to Get Your Buyers Rebate
1
Contact us to get your free buyer's consultation, where you will authorize us to be your personal Buyer's Agent by signing the NJ State required Buyer's Agency Agreement
with Rebate Provision
4
Once you decide on a home,
we will put together a winning contract, submit your offer to the seller & negotiate with
them on your behalf.
2
Forward us a Mortgage
Pre-Approval or Proof of Funds from your financial institution.
If you do not have one of these, we can help you obtain one by putting you in touch with a mortgage professional.
5
When your offer is accepted, we will guide you through the
inspections & keep everybody involved in the transaction on track through closing.
3
We will recommend some homes & you can search our online app & website to find homes that suit your needs & wants. Then we can schedule appointments to show you the homes that interest you.
6
On Closing day, you will receive your Buyer's Rebate as either a credit towards prepaids & closing costs or a check paid
by the closing agent.
Here Are The States That Allow Buyer's Rebates
"REBATES MAKE BUYING A HOME LESS EXPENSIVE"
Information provided by:
The Facts Behind The NJ Law Concerning REBATES OF REAL ESTATE COMMISSIONS
On January 17, 2010, Section 17(k) of the NJ Licensing Act law was amended to allow licensed real estate brokers
to provide home buyers a rebate from the commission that the broker receives. Click Here to view the bulletin
This law was originally introduced by The U.S. Department of Justice to increase competition among real estate
professionals. According to the DOJ, 40 states, including New Jersey, currently allow real estate brokers to
give rebates to their clients. Cash rebates are usually calculated as some fraction of the broker's commission
and can result in thousands of dollars being returned to the consumer.
​
Who may provide/receive a rebate and conditions concerning the providing of a rebate:
✔ Only a real estate company's broker may provide the rebate. A broker-salesperson or salesperson may not provide a rebate.
✔ A rebate may only be provided to a purchaser of residential real property. A rebate may not be provided to a seller or to a lessor or lessee.
✔ The broker and the purchaser must contract for a rebate at the onset of the brokerage relationship in a written document, an electronic document or a buyer agency agreement. The document or agreement must specify the terms of any rebate to be credited or paid by the broker to the purchaser. The broker must provide the document or agreement to the purchaser at the outset of the brokerage relationship.
✔ The rebate can not be contingent on the purchaser using any other services or products.
✔ The broker must comply with any State or federal requirements regarding the disclosure of the payment of the rebate.
✔ The broker must recommend to the purchaser that the purchaser contact a tax professional concerning the tax implications of receiving the rebate.
Why Go Anywhere Else?!
Can you think of one single reason why you would buy a house using a Real Estate Broker that did not offer you ANY incentive for choosing them to represent you when Buying a home?
The HD Home Team at NextHome Lifestyle Realty are able to offer significant REBATES on ANY RESIDENTIAL PROPERTY. That's correct, the home can be listed by ANY REALTOR at ANY COMPANY... you get a rebate!
It's a simple choice:
Do you want zero back or some of our money back at closing?
​
NOTE: Terms & Conditions apply and are agreed upon in a NJ Buyers Agency Agreement.
Buyer's Rebates may be subject to State & Federal Income Tax.
Buyers should consult with their tax professional concerning implications of receiving the rebate.
Offer not valid on Short Sales. Rebates are subject to lender approval. In NJ commissions are negotiable.